System 06 · Computed from the published dataset, August 2026

Highwater

Floodplain development monitoring

The Environment Agency does not know what councils decided in 30% of its own flood objections. That is 7,011 unanswered cases — and the number granted against its advice has more than tripled in three years.

Climate & energyHousingCentral government

The problem

The Environment Agency publishes a list of every planning application it objected to on flood risk grounds. Parsed in full, it contains 23,336 records across 426 planning authorities for 2016-17 to 2024-25. Of those, 67.2% show EA advice was followed, 2.7% (635 applications, 2,949 homes) were granted against its advice — and for 30.0%, or 7,011 applications, the outcome is simply unknown. The EA states plainly that it records the outcome of about 68% of applications and uses a sample.

The absolute numbers rose sharply: permissions granted against EA flood advice went 28 in 2021-22 to 102 in 2024-25. But the honest reading is more interesting than the alarming one. The rate stayed roughly flat at 3–5% across all nine years, which is consistent with the government line that 96% of decisions follow EA advice. More homes were permitted against advice because more applications were objected to — not because councils became more willing to override. Anyone presenting the 3.6-fold rise without the flat rate will be taken apart in the first meeting, and rightly.

The EA reports "over 97% compliance" with its advice. Aviva, joining Ordnance Survey AddressBase to the national flood risk assessment, found one in nine new English homes built 2022–2024 is in a medium or high flood risk area — 43,937 homes. Both statements are true. The gap between them exists because the EA counts objections it made, not homes that were built, and because surface water flooding sits largely outside its objection trigger despite being the fastest-growing risk.

Two structural defects make the official dataset nearly unusable. It carries no spatial reference of any kind — no coordinates, no UPRN, no postcode, no site address — so it cannot be joined to flood maps without scraping 426 council portals. And each annual release silently restates history with no versioned archive, so the trend above is not reconstructible from official sources by anyone who did not save previous years’ files.

7,011
Objection outcomes the Environment Agency does not know — 30% of its own dataset
3–5%
Rate of permissions against EA flood advice — flat for nine years, while counts tripled
1 in 9
New English homes built 2022–2024 in medium or high flood risk areas
6.3m
Properties in England currently at flood risk, rising toward 8m by mid-century

The system

Highwater leads with the outcome gap, not with mapping. The existing volunteer planning aggregator already carries decision status and decision date alongside coordinates, retrievable free and anonymously — so the 7,011 unknown cases can be closed without scraping a single council portal. If the granted-against-advice rate in the unknown set even approximates the known set, the true national compliance figure is materially worse than the published one, and that is the finding government needs before it changes the policy.

Geocoding follows from the same source rather than driving the work. Where portal retrieval is unavoidable, the Agency’s own dataset supplies a current directory of every authority’s planning portal, and its guidance explicitly tells users to look applications up that way. One trap is load-bearing: authority reference formats are not nationally unique — the same reference exists in four different councils — so any lookup must be constrained by authority or it will silently geocode records to the wrong county while appearing perfectly healthy.

It maintains a versioned archive of every annual release, so trends survive the EA’s restatements. This matters urgently: the statutory consultee reform proposes removing the use of objections where flood directions do not apply, which would break the only national time series that exists, at the moment it is most needed.

And it addresses the blind spot directly. The Environment Agency’s statutory trigger is, as a matter of law, fluvial and tidal only — the flood zones that trigger consultation are defined purely by river and sea probability. Surface water consultation falls to lead local flood authorities, whose responses sit on roughly three hundred separate portals with no central register, no dataset and no reporting requirement. Crucially, the ministerial referral that applies when a council overrides the Agency does not apply to surface water objections. No escalation trigger, no referral, no record.

The policy history has three steps and must be told in full. Planning guidance brought other flood sources in during 2022; the December 2024 framework codified it for individual applications; then September 2025 guidance created an escape hatch available to no other flood source, allowing the sequential test to be disapplied where a site-specific assessment shows occupiers would remain safe from surface water for the lifetime of the development. Surface water was brought in, hardened, and then singled out for an exemption. That is a stronger finding than a simple extension — and stating it as a simple extension invites immediate correction.


Worked examples

Two situations this system answers

EXAMPLE 1
The problem

The Environment Agency objects to 47 homes on flood risk grounds. The council approves them anyway. The Agency never learns the outcome — one of 7,011 cases where it does not know what was decided.

What Highwater does

Highwater finds the decision on the council’s own public planning website and fills the gap — giving a true national figure instead of the partial sample the Agency relies on now.

EXAMPLE 2
The problem

A journalist asks how many homes were built in flood zones against expert advice. Nobody can answer, because the objections file carries no address, postcode or coordinate.

What Highwater does

Highwater works out where each objection was, puts it on the flood map, and answers the question. Right now an insurance company supplies that answer to Parliament, using data it had to buy.


Data foundation

Every dataset below is open, or its access constraint is stated

DatasetPublisherWhat it provides
EA objections to planning applicationsEnvironment AgencyODS, OGL v3, annual since 2015. 23,336 records, 426 authorities. No spatial reference — the core defect Highwater fixes.
Flood Map for Planning (Zones 2 and 3)Environment AgencyOpen OGC API Features endpoint, no API key required.
NaFRA2 national flood risk assessmentEnvironment AgencyOGL v3, 2m grid resolution, covers rivers, sea and surface water. 6.3 million properties currently at risk.
planning.data.gov.ukMHCLGFlood risk zone, flood storage area and flood risk level datasets. Planning applications remain incomplete — see Plumbline.
EPC lodgementsMHCLGNew-build certificates are the only near-national, address-level completion proxy.
Net additional dwellings (Live Table 122)MHCLGDistrict-level completions for reconciliation.
EA climate change allowancesEnvironment AgencyCurrently HTML tables only, last updated May 2022. Highwater publishes them as an open API keyed to catchment.

Capabilities

01
National geocoding
Every objection resolved to site location and UPRN — beating the best existing volunteer effort, which stalls at 31% coverage.
02
Outcome gap closure
Decision retrieval for the 7,011 cases where the Environment Agency does not know what happened.
03
Versioned archive
Every annual release preserved, so trends survive silent restatement and the coming policy break stays measurable.
04
Surface water exposure
New permissions cross-referenced against surface water risk — the unmeasured category.
05
Cumulative catchment impact
Permissions aggregated by management catchment, the analysis the Environmental Audit Committee recommended and government declined to commission.
06
Developer accountability graph
Repeat applicants and agents across objected schemes, recoverable from portal documents and never yet assembled nationally.
07
Climate allowances API
The EA’s allowances liberated from four-year-old HTML tables into a queryable service for every flood risk assessment author in the country.

Benefits

For government

  • Lets the Environment Agency evidence its own claim that £1 of planning advice avoids £12 of future flood damage, which its 68% sample cannot currently support.
  • Gives Defra the evidence to judge whether statutory consultee reform degrades the flood evidence base before it enacts the change.
  • Supplies the Climate Change Committee with a defensible national adaptation indicator, which it currently lacks in any non-licensed form.
  • Supports the £4.2bn flood investment programme by showing where new liability is being created faster than defences are being built.

For the public

  • Homebuyers can see whether a new development was permitted against flood advice — currently almost impossible to discover.
  • New-build homes completed after 2009 are excluded from Flood Re, so every home built in a high-risk area is a future uninsurable liability for its owner.
  • Communities gain evidence for local scrutiny of decisions taken against expert advice.

Delivery

Likely sponsor
Environment Agency (FCRM), Defra, MHCLG Planning, Climate Change Committee
Procurement route
SBRI for the geocoding and recovery engine, then DOS7 for the service

Phasing

1
Parse and archive
2 months
Full ingest of all published releases, versioned, with the trend analysis published as an open finding.
2
Geocoding at scale
5 months
Portal resolution across all 426 authorities, targeting coverage well beyond the 31% volunteer ceiling.
3
Outcome recovery
4 months
Decision retrieval for the unknown cohort, with the revised national compliance figure published.
4
Surface water and catchment
6 months
Risk cross-referencing and cumulative catchment analytics released to EA, Defra and CCC.

Risks & mitigations

Portal access, where it is still needed

Around 28% of authority portals serve a blanket exclusion in their robots file, and 21 councils on one vendor’s hosted estate now return a hard denial rather than a solvable challenge. Defeating an interposed control would materially strengthen an unauthorised-access argument, so it is out of scope. Coverage is published as a metric and the gap is reported as a finding — which is more valuable than the data.

Surface water data access

The rivers and sea risk layers are genuinely open and bulk-downloadable. The surface water layers are view-only, available in bulk only through a negotiated file-transfer arrangement with the Agency. The data gap mirrors the policy gap exactly. Securing that access is a first-phase dependency, not a detail.

Policy break

If objections are removed where flood directions do not apply, the series discontinues. Highwater’s archive makes the break visible rather than invisible — arguably its most valuable function.

Contested framing

Authorities will object to being ranked. Reporting presents context — housing pressure, viability, defence status — rather than a naked league table.


Sources

All sources checked in August 2026. Figures carry the reference period of their source, which may differ from publication date. Where a figure could not be verified against a primary source it is not used.